No Guarantor Loans

Late repayment can cause you serious money problems.
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If you are in financial difficulty, payday loans are not suitable for you. Also, they are not meant for long term borrowing as they include heavy interest rates and penalties.

1734% APR Representative

Representative 1734% APR Example | Borrow £80 for 28 days and repay £100 | Interest rate of 25% with £20 payable | Fixed Representative APR of 1734% | Note this is an average representative APR. Your rate could vary depending on the Payday or short term loan lender that accepts you.

FAQs   How it Works   12 Months loan Article
About 12 Month Loans Direct?
12MonthLoansDirect offers you the monetary aid when you are facing money crunches. We can give you a variety of loans services within the same day or very other day at the time of urgencies.

12MonthLoansDirect provides you a quick and convenient online facility where you can easily avail our loans services and sort out your all financial crunches. You just need to fill up the...


Before the end of the month your pocket is empty? Are you facing some money crisis? So don’t worry, with the help of 12 month loan, you can easily avail some amount in your bank account…


Welcome to 12 Month loans Direct

Are you facing financial crunch in the middle of the month to meet your monetary urgencies? Worried about how to get finances and feeling helpless all the more as there is not money at your disposal? Do you feel powerless due to lack of money and have no knowledge how to avail loans to meet your requirements. 12 month loans are a good option to get rid from the worrying situation of money crunch in easiest and quickest way. The one in need of immediate funds can simply apply for any of the offered loans online and avail a monetary help from the 12 months loan lenders registered with us. Moreover, easy applying and approval procedures make it more getting loans easier and a convenient option as well.

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Benefits of 12month loans direct :

No guarantor required : An applicant can avail 12 month loan from 12monthloansdirect without any guarantor as we offer these loans to the borrowers on their personal credibility.

Flexible Repayment Options : Applicants are provided with flexible repayment option to repay the loan amount within a period of 12 months with easy installment options. Meanwhile, the amount of 12month loans can be used by the loan seeker to meet various financial urgencies or needs.

No Hidden Fees: We do not charge any hidden cost for the pendency of your 12months-loans amount. All standard charges are mentioned much before to the loan seeker so that he/she can avail 12 month loans with no fees and in a cost efficient manner.

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Easy Process: Our 12 month lenders loans have made the process of applying for the loans quite easy and convenient for the applicants. Now anyone seeking for a loan can apply for it with no fees and no guarantor by furnishing the required information in our easy to fill online application form. The 12-months loan with no guarantor will be approved in the minimum possible time if the borrower qualify the eligibility criteria.

Secured and Unsecured Loans: 12month loans are offered by 12monthloansdirect both in secured and unsecured forms. To avail secured loans, the borrower will have to pledge a collateral while to avail unsecured loans, no collateral or security is required to be pledged.

Minimum Documentation: We do not ask for anything more than the essential documents to give approval for our 12month loans. These documents require the applicant’s identity proof, age proof and earnings proof.

Avail funds up to £1,500: The loan seeker can avail loans with no guarantor for an amount of up to £1,500 depending upon his/her requirement as well as eligibility.

High Approval Rate: Our 12-month loan approval rate is impressively high. If the applicant meets our basic eligibility criteria, his/her loan will be approved even if he/she have adverse credit rating or have no one to stand guarantee for him/her.

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12 month loan lender provides all such services in a prompt manner. So what are you thinking for?